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Camels rating system is a common phenomenon for all banking system all over the world. It is used in all over the country in the world. It is mainly used to measure a ranking position of a bank on the basis of few criteria. Camels rating system is an international bank-rating system where bank supervisory authorities rate institutions according to six factors. The six factors are represented by the acronym CAMELS. The six factors examined are as follows: C Capital adequacy A Asset quality M Management quality E Earnings L Liquidity S Sensitivity to Market Risk Bank supervisory authorities assign a score on a scale of one (best) to five (worst) for each factor to each bank. If a bank has an average score less than two it is considered to be a highquality institution, while banks with scores greater than three are considered to be less-thansatisfactory establishments. The system helps the supervisory authority identify banks that are in need of attention. Origin of Camels Rating System: There were many banks rating system available in the world.

Chapter I Background of the Study A school library is a library within a school where students, staff, and often, parents of a public (state) or private (fee paying) school have access to a variety of resources. The goal of the school library is to ensure that all members of the school community have equitable access to books and reading, to information, and to information technology. A school library “uses all types of media are automated, and utilize the Internet for information gathering. School libraries are distinct from public libraries because they serve as learner-oriented laboratories which…show more content…A total of 400 usable responses were received. About 70% of the respondents were men and 50% of responses were from Osmangazi University. About 75% of respondents had used the library more than six times, and 51% of respondents indicated they relied on the library staff when using the library.

erception on the functionality of the school library Essay 

Question: Discuss about the Performance Management and Employee Engagement. Answer: Introduction Lincoln Electric is among the fortune 1000 company which was started by John C. Lincoln to produce electric generators and later John along with his brother James started producing high quality arc welding machines and became a leading suppliers of such equipments (Lincoln Electric, 2017). Both of them shared the same ideology of employee motivation at workplace. Lincoln electric is widely known for their no layoffs policy which means they havent fired any of their workers in the tough times of depression. The reason lies in their incentive pay system. They clearly knew that the key to secure a competitive position in the market is the strategic contribution of every individual in achieving the desired goals and objectives. The report discusses about the various performance management techniques in the context of rewards and their implications on the performance on their workforce. The report also highlights the existing incentive pay scheme (Burton, 2012).

Japanese literiture - Essay Example Death and decay or perishability is a theme that has been extensively dealt with in Western as well as Japanese literature. However in Western Literature the concept of death is always related to an ending and has negative connotations. Moreover the Western world is always desiring for permanence rather than accepting and letting nature work on its principles as it is also apparent from the example Keene quotes, “in west permanence rather than perishability has been desired and this has led men to build monuments of deathless marble the realization that even such monuments crumble is a proof of inexorability of the ravages of time” (18). While on the other hand for Japanese death or decay does not connote negativity or an end in fact they perceive it as a beginning of something new. Moreover unlike the west who craves permanence they accept this bitter reality of human existence.

Stress Essays Stress Essay Stress Essay Stress is the loading applied   on the material while strain is the deformation that results due to application of load or stress. By this definition, it is obvious that stress and strain are related and that relationship can best be explained by considering a stress-strain curve (Figure 1). Building materials have their own corresponding stress-strain curve which can be obtained by recording the amount of deformation (strain) upon application of tensile or compressive loading. Curve results reveal the behavior or properties of materials when load (weight) is applied.Figure1. Stress-Strain curveConsider the Stress-Strain curve of building materials in Figure 1. For concrete materials, its curve is almost a straight line and ends rather abruptly. This means that concretes easily fractures or fails (brittle material).

Dr. Martin Luther King Jr. is a Model of Courage To be courageous is necessarily connected with feeling personal danger. If no danger exists, no courage is possible. To show true courage, one must be nonviolent. Violence is the last resort of a coward. For one's courage to truly effect a situation, one must convince others to show the same type of courage. The perfect embodiment of moral courage in the face of serious personal danger is Martin Luther King Jr. King stood up to bigotry through his words and actions. He showed courage without simply thinking that danger may exist, but knowing that danger would exist. He felt that the only way to truly stand up and make a difference is to be punished for just actions. This will inspire followers to show the same impressive courage. Despite nonviolence, King was arrested on a multitude of occasions for breaking the segregation laws of his time period. During one of these arrests, King reflected on his stance in a letter to his fellow clergymen from Birmingham Jail.

Abortion is a medical practice to terminate a womans pregnancy in the first 3 months. The history of abortion starts father before the pinnacle case of Roe v Wade in 1973. The supreme court made it legal to get an abortion and this is seen as an important turning point for the american health care policies for women. Before this court case to render it legal it had been performed for thousands of years and in every society known. It was legal when settlers first came to the united states before the Constitution abortion was openly advertised and performed on a regular basis. Abortion makes its history back to the mid 1800s when states started to make abortion illegal. The fear that the states had in the 1800s were that the population…show more content…Rather than opening to the real claim the American Medical Association (AMA) argued that abortion was dangerous and immoral. The only way to get an abortion was when it was necessary to save a womans life and this would be a legal abortion. Criminalized abortion did not affect the number of women that seeked abortion.

“Describe the essential element to be a successful financial planner in Hong Kong and China. Explain the challenges of practicing ethical financial planning in Hong Kong and China. ” Successful financial planning Successful financial planning Establishing trusting relationships with clients Establishing trusting relationships with clients Strong reputation Strong reputation Professional and ethical behavior Professional and ethical behavior Strong financial planning knowledge Strong financial planning knowledge Strong interpersonal skills Strong interpersonal skills Financial planning has become much more important over the decade in Hong Kong and China. We will write a custom essay sample on The Essential Element to Be a Financial Planner or any similar topic only for you Order Now Many graduates and other people with professional financial planning knowledge engage into the field of financial planning. Being a successful financial planner, certain conditions should be fulfilled to respond the demand of clients and general public.